We store cookies on your device to make sure we give you the best experience on this website. I'm fine with this - Turn cookies off
Switch to an accessible version of this website which is easier to read. (requires cookies)

“Car insurance: if you are less of a risk, you should pay less” – South East Euro MP Sharon Bowles comments on ECJ ruling

March 1, 2011 1:22 PM

The European Court of Justice in Luxembourg, the EU's Supreme Court, has banned insurers from discriminating between customers on the basis of gender.

A consequence of the ECJ ruling is that car insurance can no longer be offered at different rates to men and women on the grounds that such practice is deemed gender discrimination.

Sharon Bowles MEP said:

"The insurance industry will be looking closely at the ECJ judgement. It is important that insurance continues to be provided on a risk basis - if you are less of a risk, then you should pay less.

"The ECJ judgment should not mean that everyone has to pay the same insurance rates, it should mean that other factors have to be used in the risk assessment that determines premium, and no doubt a more complicated application form.

"The judgement will also cover things like pensions where the boot is on the other foot - women get less because they are reckoned on average to have a longer life expectancy. Again, I imagine that more detailed questions relating to occupation and lifestyle will have to replace the simpler gender basis for calculations.

"Insurance has gone up remarkably in the last year and it is important that supervisors ensure changes to premiums are done on a fair basis."